Click Here ---> Online New York State Approved Defensive driving Class Online <--- Click Here
Click Here ---> Online New York State Approved Defensive driving Class Online <--- Click Here
6 Hour Class (Point & Insurance Reduction)
or E-Mail Professor Ray Directly at: ProfessorRay612@aol.com
*Successful completion of on-line course by principal operator of insured vehicle provides 3-year, 10% reduction in base rate of motorist’s current car liability, no-fault & collision premiums.**Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record.
FAQS about Internet Courses and Other Alternative Delivery
Method Courses (I-PIRP)
What is I-PIRP?
I-PIRP is an acronym for the
Internet/Alternate Delivery Method Point and Insurance Reduction Program. Both a
traditional PIRP classroom course and an I-PIRP course must be approved by the
NYS DMV. The Internet is the most common delivery method for an I-PIRP course,
but the DMV can approve other alternate delivery methods or ADMs. Examples of
other ADMs include CD, DVD, video and cable TV.
Do I receive point and insurance reduction if I take an I-PIRP course?
Yes. When you complete an I-PIRP course, you
receive the same benefits as when you complete a classroom PIRP course. You can
reduce your driver violation point total by a maximum of four points, and you
can save ten percent on your auto liability and collision insurance premiums.
How long does it take to complete an I-PIRP course?
The I-PIRP course requires a minimum of 320
minutes of instruction time. The instruction time does not include the time
required to register, validate your identity and your participation, or to
download and take any tests. The course site has controls to ensure you meet all
the requirements and you have at least 320 minutes of instruction.
How does the I-PIRP course compare to the classroom course?
Both the classroom PIRP course and the I-PIRP
course have very similar content and information, and both courses include 320
minutes of instruction. The classroom course is given in one daytime session or
two evening sessions. You can take the I-PIRP course from home, at a convenient
time for you. You must complete the I-PIRP course within 30 days of the date you
register for the course. You can take the I-PIRP course at your own speed within
the 30-day period.
Can I log off and continue an I-PIRP course at a later time or use different
computers for separate course sessions?
Yes.
You can complete the course in as many
sessions as necessary, but you must complete the course within 30 calendar days
of registration.
Your data will be stored on-line for each
course session. Most sponsors assign you a user ID and a password when you
register for the course. You can use your ID and password to log in on any
computer that can access the Internet with an acceptable connection.
Are there tests or a final exam for an I-PIRP course?
Test requirements will be explained before you
register for the course, normally in the course Term and Conditions. An I-PIRP
course can have on-line quizzes, random tests and/or a final exam to verify your
participation and determine if you understand the course content. Some sponsors
require you to take a final exam in person.
In addition to knowledge tests about course
content, there will be questions to help verify your identity and participation
in the course.
What if I fail the quizzes, tests or final exam?
The test and exam process and the effect of
results can vary from one sponsor to another. Carefully read the information
about tests before you register for the course.
The course normally requires you to answer 70%
of course content questions correctly. You normally will have two tries to get
the correct answer to a question.
Tests are timed, and you will have limited
time during a test to look for an answer that you do not know. It is best if you
take the time to concentrate on review and understand the course content before
you take the tests.
What if I fail the course? Can I receive a course fee refund?
Click Here ---> Online Insurance And Point Reduction Class Online <--- Click Here
If you do not meet all the requirements to
complete the course or meet the minimum test score requirements, you cannot
receive credit for course completion and you cannot receive point and insurance
reduction for the course.
A sponsor can offer for you to take the same
course again at no additional costs. The sponsor is not required to offer this.
What is the cost of an I-PIRP course?
The cost is set by the course sponsor and the
fee varies from one course to another course. Your cost is stated clearly before
you register for the course. It is to your advantage to compare courses and
their fees.
How do I pay for an I-PIRP course?
The sponsor will normally require you to pay
with a credit card, but this is determined by each sponsor. Check with the
sponsor for complete information about payment.
What is the procedure for course cancellation and/or refunds?
If the sponsor cannot conduct the course or
any part of the course, they must give you the option to receive a full refund
of all course fees. The sponsor can also offer you the option to reschedule the
course, if and when the course is available.
What type of equipment and technology do I need to take an I-PIRP course?
The answer depends on the alternate delivery
method (ADM) of the course. For example, if the course is an Internet course,
you must have a computer and an acceptable connection to the Internet. For a DVD
ADM course, you must have a television and a DVD player. The sponsors must
provide any additional technology required to deliver the course. The sponsor
must inform you of your requirements when you register for the course.
How and when do I receive my course completion certificate?
The course sponsor mails the course completion
certificate to you by regular mail. An email copy of the certificate is not
valid and will not be accepted by your insurance company.
The course sponsor must issue the course
completion certificates within 14 business days of course completion. Some
sponsors offer express mail delivery options at an additional fee.
Does the DMV send my completion certificate directly to my automobile insurance
company?
No. You must contact the insurance company and
supply your certificate to them for insurance reduction benefits.
Are the I-PIRP websites secured?
Yes. The DMV requires that the sponsors and
their delivery agents provide secure websites that protect the personal
information of those who take the courses.
Click Here ---> Online Insurance And Point Reduction Class Online <--- Click Here
E-Mail Professor Ray Directly at: ProfessorRay612@aol.com
What personal information is required to take the course?
The sponsors collect personal information to
verify your identity and your participation. This can include identity
information like the Client ID number from your NYS driver license and your name
and date of birth. Identity and participation information can also include
biometric data like keystrokes, facial recognition or voice recognition.
The sponsor will also collect credit card
information for the course fee.
Under the I-PIRP requirements, your personal
information must be protected.
Is my personal information kept after I finish the course?
Read the privacy and security information at
the web site of the I-PIRP sponsors. The sponsors are required to store your
personal information on a secure server for a time period specified by DMV.
The DMV verifies the security of the servers
that host the course.
What is done to ensure that the person who registers for the course is the
person who takes the course?
Each course sponsor has different methods to
validate that the person who registered for the course is the same person who
takes the course. Any person who attempts to defraud the system or who accepts a
course completion certificate and its associated benefits without having
personally completed the entire course has committed a crime and may be subject
to prosecution, fines and imprisonment.
If you take a DMV-approved accident prevention
course, you can
The DMV computer system automatically applies
the point reduction
when your course completion is added to your record. Your record
shows your convictions and the points they carry, and has a notation that you
completed the course and that a reduction of up to 4 points has been applied. The reduction is automatically applied within the DMV computer
system.
Click Here ---> Online Insurance And Point Reduction Class Online <--- Click Here
E-Mail Professor Ray Directly at: ProfessorRay612@aol.com